THE SEVEN REASONS WHY YOUR MORTGAGE IS A VOID NULLITY AT LAW
Your mortgage provider failed to provide you with consideration, as they did not lend their own money.
The terms of your contract are unfair, specifically the Power of Attorney clause.
Your contract probably breaches companies and property
law as it is not executed compliantly by the mortgage provider.
Your Power of Attorney is probably not executed as stand-alone deed.
Your mortgage contract and deed are indivisible. Which means the execution of them should happen at the same time. However most mortgage contracts and deeds are executed by the mortgagor (you), witnessed and delivered on a subsequent date, this materially alters the mortgage deed. The deed does not contain a declaration that you were delivering the deed on a subsequent date.
You (in purchase cases) were not the legal or proprietary owner of the property when you provided the mortgagee (mortgage provider) with a charge by deed over the property.
As there is no valid contract or deed, the registration of the disposition (mortgage) on the Marked Off date at HM Land Registry is a void nullity – the mortgage is void ab initio.
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WHAT WE DO
HOW COULD MORTGAGEFREE INFORMATION BENEFIT YOU?
BY INCREASING YOUR KNOWLEDGE
Mortgagefree provides you with comprehensive information designed to explain how your mortgage credit was created, why you are the creditor and why your mortgage is void at law.
BY FACILITATING A RANGE OF FINANCIAL BENEFITS
With this knowledge, you can apply the law to remove your mortgage from the register held at HM Land Registry. Removing your mortgage from the register your mortgage credit is written off.
APPLY FOR COMPENSATION FROM HM LAND REGISTRY
Once your mortgage is removed from the register you can apply at HM Land Registry for compensation equal to the payments you have made. If you have paid off a mortgage or mortgages in the past, you can also claim at HM Land Registry for compensation equal to the payments you made.
BY REMOVING YOUR BIGGEST COST
For most homeowners, their mortgage is their most significant bill each month. That’s a hefty chunk of cash disappearing from your current account, month in, month out, for decades. Imagine writing off your mortgage, shedding that burden and using the money for something else. Then imagine what you could do with a significant compensation cheque.
BY FACILITATING A MORE SECURE RETIREMENT
Three million people in the UK will still have a mortgage to pay in retirement. Writing it off will solve this problem.
BY FACILITATING INCREASED SAFETY AND SECURITY
If your income stopped, how many months could you carry on with your mortgage payments?.
Writing off your mortgage will bring you a tremendous sense of safety and security.
BY REMOVING THE RISK OF RISING INTEREST RATES
Right now, interest rates are at historic lows, your mortgage payments are affordable, but what happens if interest rates go up. Writing off your mortgage will bring you a tremendous sense of safety and security.
BY PROVIDING YOU WITH DIFFERENT CAREER OPTIONS
Many people hate their job but have to stay with it to pay their mortgage. Writing off your mortgage will bring you the opportunity to try a new career.
BY FACILITATING BETTER RELATIONSHIPS
Money worries are a leading cause of relationship problems. Writing off your mortgage will ease any money concerns you may have and could improve your relationship.